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Xcel Life, Accident, Health License Exam Questions with 100% Correct Answers
Xcel Life, Accident, Health License Exam 
Questions with 100% Correct Answers 
who is not eligible for social security survivor benefits? 
A. Full-time students under the age of 19 
B. A deceased worker's dependent parents of any age 
C. A widow at any age who is caring for children younger than 16 
D. A widow at full retirement age - Correct Answer ️️ -A deceased worker's dependent 
parents of any age 
(must be at least 62 years old) 
what does the group life underwriting risk selection p...
- Exam (elaborations)
- • 169 pages •
Xcel Life, Accident, Health License Exam 
Questions with 100% Correct Answers 
who is not eligible for social security survivor benefits? 
A. Full-time students under the age of 19 
B. A deceased worker's dependent parents of any age 
C. A widow at any age who is caring for children younger than 16 
D. A widow at full retirement age - Correct Answer ️️ -A deceased worker's dependent 
parents of any age 
(must be at least 62 years old) 
what does the group life underwriting risk selection p...
XCEL Life Only Final Exam CO Questions and Answers 100% Pass
XCEL Life Only Final Exam CO 
Questions and Answers 100% Pass 
What type of insurance company sells insurance for a profit? - Correct Answer ️️ - 
Commercial Insurers (Private Insurance Companies) 
What type of insurance company sells more than one line of insurance? - Correct 
Answer ️️ -Multi-line insurer 
What type of companies are organized and incorporated under state laws for the 
purpose of making a profit for its stockholders? (shareholders) - Correct Answer ️️ - 
Stock Compa...
- Exam (elaborations)
- • 8 pages •
XCEL Life Only Final Exam CO 
Questions and Answers 100% Pass 
What type of insurance company sells insurance for a profit? - Correct Answer ️️ - 
Commercial Insurers (Private Insurance Companies) 
What type of insurance company sells more than one line of insurance? - Correct 
Answer ️️ -Multi-line insurer 
What type of companies are organized and incorporated under state laws for the 
purpose of making a profit for its stockholders? (shareholders) - Correct Answer ️️ - 
Stock Compa...
XCEL Final Exam Questions and Answers 100% Pass
XCEL Final Exam Questions and 
Answers 100% Pass 
Irrevocable beneficiary - Correct Answer ️️ -What kind of life insurance beneficiary 
requires his/her consent when a change of beneficiary is made? 
Anytime - Correct Answer ️️ -When can a policy-owner change a revocable 
beneficiary? 
Daughter - Correct Answer ️️ -K has a life insurance policy where her husband is 
beneficiary and her daughter is contingent beneficiary. Under the Common Disaster 
clause, if K and her husband are bot...
- Exam (elaborations)
- • 12 pages •
XCEL Final Exam Questions and 
Answers 100% Pass 
Irrevocable beneficiary - Correct Answer ️️ -What kind of life insurance beneficiary 
requires his/her consent when a change of beneficiary is made? 
Anytime - Correct Answer ️️ -When can a policy-owner change a revocable 
beneficiary? 
Daughter - Correct Answer ️️ -K has a life insurance policy where her husband is 
beneficiary and her daughter is contingent beneficiary. Under the Common Disaster 
clause, if K and her husband are bot...
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
the answers are incorrect
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